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Insurancetransformationat AI speed.

RiskAPP is the intelligent operating system for commercial lines: underwriting, deal management, operations on a single shared data foundation. With professionals, not instead of them.

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01About us

RiskAPP builds software solutions for insurers and intermediaries in commercial lines. Founded in 2015, it supports the critical processes of underwriting, deal management and administrative operations.

founded
2015
intermediaries
2500+
insurance companies
27+
people impacted
821473

Trusted by

InsurersIntesa Sanpaolo Assicura⁠​​​​​​​​​‌​​ - Sace - Generali‌‌‌​⁣
BrokersHowden
ConfindustriaConfindustria
Our references

02How we work

One partner, four roles.

RiskAPP joins insurers' processes with different skill sets, adapting to what each organisation needs.

AI Enabler

Augmentation, not replacement. RiskAPP's AI works alongside professionals and amplifies their decision-making.

SaaS Vendor

Ready-to-use software components and frameworks, pluggable into existing systems without starting from scratch.

Consulting

Domain expertise and an obsession with value. Solutions that work in the real context of commercial lines.

System Integrator

Flexible implementation. We work inside insurers' architectures, not against them.

03The life of a policy

The whole value chain, one operating system.

From submission to claim: follow a policy along the value chain and see, stage by stage, where the RiskAPP platform steps in.

  1. 01

    Distribution

    • Broker / agent portal
    • Submission gateway
    • Eligibility pre-check
    • Facultative broker desk
    • Treaty distribution tracker
    • Channel analytics
    • Broker book performance
    • Commission engine
    • Producer statements
    • FNOL via broker
    • Claim status share-back
    • Broker API / connectors
    • Producer master data

  2. 02

    Sales

    • Sales funnel
    • Portfolio dashboard
    • Submission triage
    • Data extraction
    • Submission logging
    • Templates
    • Salesforce monitoring

  3. 03

    Underwriting

    • Appetite checker
    • Questionnaire
    • Rater
    • (Remote) inspection
    • Treaty check
    • Portfolio impact
    • LOB data collection
    • Info Synthesizer
    • External research

  4. 04

    Portfolio

    • Policy wording
    • Policy issuance
    • Mid-term changes
    • Endorsements
    • Premium collection

  5. 05

    Technical accounting

    • Treaty monitoring
    • Facultative requests
    • Cash sheet
    • Reconciliation
    • Premium data
    • Exposure dashboard

  6. 06

    Reinsurance

    • Treaty and facultative cessions
    • Recoveries and bordereaux
    • Capacity monitoring

  7. 07

    Claims

    • FNOL
    • Adjusters
    • Claims handling
    • Reserve
    • Payout

  8. 08

    Compliance

    • Audit trail
    • Regulatory reporting
    • GDPR and DORA controls

04Who it's for

Built for the people who make insurance work.

Underwriting · Risk

Underwriters

Faster, better documented risk assessments: AI analyses submissions, registry extracts and financials and prepares the decision file.

Solutions for Underwriters

Claims · Handling

Claims Managers

Faster claims preparation: automatic data extraction from notifications, loss adjuster reports and documentation.

Solutions for Claims Managers

Market · Campaigns

Marketing

Portfolio segmentation and risk insights for targeted campaigns on clients and prospects.

Solutions for Marketing

Distribution · Network

Broker Relations

A single digital channel for submissions, placement and deal status with intermediaries.

Solutions for Broker Relations

Processes · Data

Operations

Less data entry, more control: document flows become structured data and tracked processes.

Solutions for Operations

Analytics · Exposures

Portfolio

A complete view of the portfolio: loss ratio, exposures and performance by line, agency and client.

Solutions for Portfolio

Accounting · Reconciliation

Technical Accounting

Automated reconciliation of intermediary accounts: faster matching, fewer suspense items.

Solutions for Technical Accounting

Pricing · Models

Actuaries

Granular, clean data from the underwriting process for pricing, reserving and more accurate models.

Solutions for Actuaries

What they say about us

Sandro Fidani

Sandro Fidani

Risk Property & Liability

Howden Italia
We weren't handed a pre-packaged product: we were put in a position to articulate our need and build it together with RiskAPP.
Read the Howden story

More testimonials

Intesa Sanpaolo Protezione

Insurers

Technology partner on the group's commercial-lines processes.

See the case
SACE

Insurers

A collaboration on CatNat risk management for SMEs: risk assessment and digitalised processes for businesses.

See the case
Our references

Case studies

Projects that transform the numbers.

Beyond the words, the outcomes: projects where we changed the speed and efficiency of insurance processes.

Go-to-market · CatNat

2 months

from idea to the network

The CatNat sales journey, from scratch

We designed and shipped the full CatNat sales journey in two months: configuration, pricing and distribution path ready for the network.

Request case study

Commercial Lines

+50%

of portfolio every year

Commercial Lines portfolio growing steadily

The Commercial Lines portfolio grows by more than 50% a year, driven by underwriting and distribution processes redesigned end to end.

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Risk data

months → days

for risk states

Complex risk states, normalised

Building and normalising complex risk states drops from months to a few days, with consistent data that's ready to use.

Request case study

SMEs

+20%

in SME product sales

More SME sales with the sales journeys

The new sales journeys grew the sale of SME-focused products by more than 20%.

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Claims

−25% · +50%

average paid · speed

Faster claims, lower costs

Average claims paid falls by 25% while settlement speed rises by 50%: lower costs and faster answers for policyholders.

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Underwriting

days → hours

to underwrite

Underwriting efficiency multiplied

Underwriting goes from days to a few hours, freeing time for the assessments that truly matter.

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Health

January 2

first claim already fileable

Health cover live from day one

Thanks to timely issuance of health contracts, a policyholder could file their first claim on January 2 — no 30-day wait.

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All case studies

05Our products

Explore the platform

Bring AI into your processes. Now.

Talk to us